Payment option
An account for everyone
Choose the buy now, pay later account that suits you best.
NOTHING TO PAY TODAY
Choose how you pay - weekly, fortnightly or monthly.
SHOP JUST ABOUT EVERYWHERE
Shop at all your favourite places, online and instore, with the Zip app.
REWARDS
Earn exclusive cashback offers when you shop.1
Most Popular
Up to $1,000
Interest free always
For everyday spending, from fashion to fitness, eyewear to electronics, pet care to bills.
- Interest free always
- Flexible repayments
- No establishment fee
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$7.95 monthly account fee
Pay your statement closing balance, in full, by the due date and we'll waive the fee. - $7.95 monthly account fee
Up to $1,000
Interest free always
For everyday spending, from fashion to fitness, eyewear to electronics, pet care to bills.
-
Interest free for first 3 months
Retailers may offer longer interest free terms (6-60 months). At conclusion of the interest free period, interest will be charged at the standard variable rate of 21.9% per annum. -
Flexible repayments
Enjoy the freedom to set your schedule to weekly, fortnightly or monthly. -
One-off establishment fee
A one-off establishment fee may apply for new customers. -
$7.95 monthly account fee
Waived if you have nothing owing. -
Interest free installment plan
For purchases over $300 we'll automatically set you up to repay in equal instalments to help you avoid interest charges.^^
Frequently Asked Questions
Get all the support you need, when you need it by exploring the help centre or by contacting our team at Zip HQ in Sydney.
Learn more about ZipPay
Shop now. Pay later. Interest-free
Pay for your purchases over four simple instalments.
Pay for your purchase over four equal installments, due every two weeks. Afterpay makes it simple to pay when it suits you best.
Completely interest free, every time you buy.
Afterpay charges no interest for our instalment plans. If you make repayments on time, you’ll only ever pay the price of the item you’ve purchased.
No new card applications, instant approval online.
Forget about long, complicated application forms. Afterpay’s proprietary platform makes it quick and easy to get approved instantly and keep shopping.
Create your free Afterpay account right now in under 2 minutes!
Important Information You Need To Know
- If the total of the order is between $100 and $1000. A debit or credit card can be used for purchases under $500, over $500 must be on a credit card.
- New purchasers using Afterpay, the first instalment needs to be paid at the time of purchase.
- Existing Afterpay customers (i.e. more than 6 weeks since your first purchase with Afterpay) only need to have funds available on the card at time of checkout, the first payment won’t be deducted for 14 days.
- Payment will be automatically taken from your debit or credit card in four equal payments. Afterpay will send you reminders when payments will be deducted so there’s no surprises.
- *If you fail to make a payment you will be charged a late payment fee of $10 by Afterpay with a further $7 fee added 7 days later if the payment is still undue.
- No interest is charged.
- Returns or exchanges of goods purchased with Afterpay are subject to our normal returns and refunds terms.
- If you wish to exchange your goods and there is a price difference greater than the amount of the original purchase, this amount will need to be paid directly to Salon Supplies & Furniture.
- If a partial refund is due, this will be made as an adjustment to reduce remaining instalment amounts.
- If a refund is required and no amounts have been deducted from your card, the payments will be cancelled with Afterpay.
- The funds will be credited back on your card once we have processed your return.
- For Afterpay’s complete terms and conditions, click here.